EXCLUSIVE UPDATE: Ehsaas Interest Free Loan Program

The Government of Pakistan has launched a groundbreaking initiative, the Ehsaas Interest-Free Loan Program, with the aim of providing financial support to the underprivileged citizens of the country, empowering them to initiate their own businesses. Targeting the youth specifically, these interest-free loans range from 1 million to 5 million Pakistani rupees.

Ehsaas Interest-Free Loan Program

Designed to assist citizens in launching their entrepreneurial endeavors, the government has partnered with banks to ensure easy access to funds through the established banking system.

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Ehsaas Interest-Free Loan 75000 Online Registration 2024

Under the Ehsaas program, interest-free loans are extended to small businesses, facilitating income generation. The funding for these loans comes from both the federal and provincial governments, with a notable expenditure of 5 billion rupees during the fiscal year 2019-2020.

Ehsaas Interest-Free Loan 75000 Online Registration

The application process for an Ehsaas loan of 75,000 rupees (with an average loan size of Rs. 30,000) is conducted online. Beyond financial assistance, the program offers business advisory services and facilitates connections with microfinance institutions, microfinance banks, and conventional banks.

Eligibility for Ehsaas Interest-Free Loan Program

Prospective applicants, aged between 18 to 60, residing in households with a poverty score ranging from 0-40, and possessing a valid National Identity Card (CNIC), are eligible for the program. Additionally, submission of an economically viable business plan is mandatory for consideration in the application process.

Ehsaas Loan Program 2024 Approval Process The approval process for the Ehsaas Loan Program 2024 involves the following essential steps:

Application Review: The Ehsaas Registration Center meticulously examines each application, ensuring a comprehensive evaluation.

Recommendation: Subsequently, the Ehsaas Registration Center provides a recommendation based on the thorough assessment of the application.

Centralized Review: Individual cases are then presented to the head office of the Poverty Alleviation Organization (PO) for a centralized review, leading to the final approval decision.

Ehsaas Interest-Free Loan Online Apply To facilitate the online application process for the Ehsaas Interest-Free Loan Program, there are 22 partner organizations under the Pakistan Poverty Alleviation Fund (PPAF) working diligently in rural areas. In urban centers, the program is executed through Akhuwat branch offices, employing loan centers across 100 districts nationwide.

Ehsaas Interest-Free Loan Online Apply Comprehensive information regarding eligibility criteria, district-specific details, names of loan centers, and the roster of partner organizations involved in program implementation is readily accessible. This information ensures transparency and assists potential applicants in understanding the qualification process for the loans.

PPAF Loan Form Application Process To apply for Ehsaas interest-free loans through the Pakistan Poverty Alleviation Fund, the following step-by-step process must be completed:

PPAF Loan Form Application Process

Visit Registration Center: Applicants are required to visit the designated registration center and request the application form.

Eligibility Check: The applicant should be from a household with a poverty score falling within the specified range.

Registration: The program’s applicant needs to register as a potential borrower, providing necessary details at the registration center.

Business Plan Submission: Along with the application form, a comprehensive business plan for which the loan is being sought must be submitted.

Document Submission: Applicants are required to submit the necessary supporting documents to complete the application process.


The Ehsaas interest-free loan program, facilitated through various Poverty Alleviation Organizations (POs), stands as a valuable initiative to support the underprivileged individuals of our country in establishing their own businesses. With its commitment to offering accessible and interest-free loans to eligible individuals, the program is contributing significantly to empowering those in need.