TODAY NEWS: Avail 100,000 Rupees Through the CM Punjab Rozgar Scheme

Amidst Pakistan’s escalating economic challenges, citizens across the country are grappling with the repercussions, including business closures, layoffs, and a surge in unemployment. In response to this pressing issue, the Punjab government has introduced the ‘Punjab Rozgar Scheme.’ Individuals from various walks of life, including daily wage laborers, employees, and small business owners, are facing disruptions in their monthly incomes, leaving them with dwindling resources to sustain themselves. As the crisis deepens, survival has become increasingly daunting for the ordinary citizen. The Punjab Rozgar Scheme serves as a lifeline, offering sustainable interest-free loans to struggling families, empowering them to establish livelihoods. Spearheaded by CM Maryam Nawaz Sharif, this initiative aims to alleviate the financial burdens faced by vulnerable communities and foster economic stability amidst adversity.

Key Features of the E-Rozgar Scheme Punjab:

Age: Applicants aged between 20 to 50 years are eligible.

Gender: Open to males, females, and transgender individuals.

Qualification & Experience: Targets university/college graduates with entrepreneurial skills, as well as diploma/certificate holders from TVET with technical/vocational training. Artisans and skilled workers also qualify.

Residence Status: Applicants must be citizens of Pakistan and residents of Punjab, verified through CNIC.

Business Type: Applicable to both new and existing businesses.

Loan Limit: Clean loans range from Rs. 100,000/- to Rs. 1,000,000/-. Secured loans exceed Rs. 1,000,000/- up to Rs. 10,000,000/-.

Loan Tenure: Term-based loans with a tenure of 2 to 5 years, including a 6-month grace period.

Loan Type: Term-based loan facility.

Equality Ratio for Debt: For males, the ratio is 80:20, while for females, transgender, and disabled individuals, it’s 90:10.

Security Requirement: Varies based on the loan amount, ranging from personal guarantees to mortgage of property or vehicle.

Pricing: Customer pricing for clean loans is set at 4%, while for secured loans, it’s 5%.

Sectors: Applicable for all sectors.

Applications: All applications must be submitted online through the designated portal by PSIC.

Processing Fee: A non-refundable processing fee of Rs. 2,000/-.

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Step-by-Step Process to Apply for the Punjab Rozgar Scheme:

Register Your Account for the Punjab Rozgar Scheme:

Visit the official Punjab Rozgar Scheme website.

Click on the ‘Applicant Sign Up’ button.

Complete the registration form with your details.

Verify your registration by entering the OTP received on your mobile phone.

Sign in using your CNIC and password.

Completing Application for Punjab Rozgar Scheme:

Sign into your account.

Click on ‘New Application’.

Fill in all required details in the application form.

Review the information provided.

Submit your application.

By following these steps, you can successfully apply for the Punjab Rozgar Scheme and avail yourself of the benefits offered by the initiative.

Can a government employee secure a loan through this scheme?

No, the Punjab Rozgar Scheme is not available to government employees as they already have a stable source of income and allowances. This initiative is specifically tailored to assist underprivileged individuals.

What is the Repayment Period for the loan?
The repayment period for the loan ranges from 2 to 5 years, allowing borrowers to pay back the loan in easy installments.


In conclusion, the Punjab Rozgar Scheme offers a beacon of hope for individuals navigating economic uncertainties. Through accessible loans and support, the scheme empowers citizens to establish or expand their businesses, fostering personal and national economic growth. Seize the opportunity today and embark on your journey towards financial independence with the Punjab Rozgar Scheme.